On 22/11/2018 07:09, Bod wrote:
Motorists should be offered cheaper insurance if they take a course to
make them more aware of cyclists on the roads, the government says.

The Department for Transport also wants to give councils more powers to
tackle parking in cycling lanes.

It is proposing a series of 50 measures in a bid to reduce the number of
cyclists and pedestrians killed.

Last year, 100 cyclists died on UK roads and 470 pedestrians were
killed, an increase of 5%.

https://www.bbc.co.uk/news/uk-46294511

The only way "the government" (whichever part of it which is involved)
could arrange for cheaper insurance would be to charge less by way of
insurance premium tax [IPT]. The government certaionly doesn't control
the insurance industry, and it is hard to see why an insurance company
would perceive less insurance risk arising from the taking of a "course
to make [road-users] more aware of cyclists on the roads". What next? A
course to make road-users more aware of dustcarts? Buses?

For the benefit of cyclists who may not have encountered it, IPT is a
VAT-like purchase tax applied to insurance premiums. Some cyclists will
be well aware of it if they have motor vehicles, property or possessions
which are insured. But many of them struggle with the concept of
insurance. Some of them even think that insurers should be forced by law
to pay the person at fault.