On 02/04/2019 09:47, TMS320 wrote:

On 02/04/2019 01:35, JNugent wrote:
On 01/04/2019 21:02, TMS320 wrote:
On 01/04/2019 18:00, MrCheerful wrote:

There is something very wrong with the mental state of these
dangerous cyclists. Bring on the number plates and insurance for
cyclists.

https://metro.co.uk/2019/04/01/can-h...ement-9079827/



"pushed him into the pavement" reads as though the pensioner was
wandering about in the road.

As far as I know, my cycle insurance would only pay out if I crash my
bicycle into someone or some thing and it is my fault. I doubt it
covers me if I have a mental breakdown.

Motor insurance would cover a driver or motorcyclist in such
circumstances (the law demands that).

My policy only mentions cars, it does not mention body parts.

A common misapprehension. The vehicle is not the thing that is insured.
Although we routinely speak in terms of a vehicle being insured, it is
actually the driver and/or the owner who is insured, this being clear
within the insurer's wording of pilicies, certificates, etc.

You may be right about bicycle insurers (assuming that's the right
term for them) refusing to pay out where their "insured" has a mental
breakdown.

"Bicycle insurers" resell from the same companies that wholesale motor
insurance.

No doubt.

The same is almost certainly true of those who provide pet insurance and
cover for household and fridge/freezer contents.