http://www.bbc.co.uk/news/business-15892074

"Not having a comprehensive insurance policy could prove costly,
cyclists have been warned by the Association of British Insurers (ABI).

It says those hurt in an accident, or found responsible for causing one,
may face bills of thousands of pounds.

Department for Transport figures show accidents involving cyclists rose
by 12% in the first half of 2011 compared with the same period a year
earlier.

Cycle use is now around 20% higher than it was in the late 1990s."

UD