Cyclists to get cheaper insurance

On Mon, 30 Nov 2015 06:17:47 -0800 (PST), Alycidon wrote:

QUOTE:
"An insurance firm is shaking up the market by offering cyclists discounts on their car insurance because they are "better car insurance risks than the average driver".

Carinsurance4cyclists.com's homepage said: "We think cycling on the road has made you a better driver."


Crikey - you'll be able to afford fully comp now instead of just third party.

I haven't tried it but in theory it may be possible to drive 12 times a year and up to several thousand miles for $65 in insurance.

When it comes to cost/mile individual transportation, I'm second to none.

There is a guy around here that charges up his electric car using roof solar panels, so he pays no tax on fuel or VED.

http://www.hulldailymail.co.uk/8216-...ail/story.html

California and/or the U.S. really need to take this opportunity to get a fuel and/or carbon tax.

Then I might be toppled from the top of the cheap heap.


Bret Cahill

Alycidon wrote:

QUOTE:
"An insurance firm is shaking up the market by offering cyclists discounts
on their car insurance because they are "better car insurance risks
than
the average driver".

Carinsurance4cyclists.com's homepage said: "We think cycling on the road
has made you a better driver."

The firm explained the thinking behind offering cycle club members cheaper
car insurance: "We have been able to demonstrate to motor underwriters
that cyclists, who are part of a club, are better car insurance risks
than the average driver due to their enhanced spatial awareness, road
alertness and healthy lifestyle."

http://www.bikebiz.com/news/read/cyc...surance/018747

there is a irony that, it's for bike club members, who on the whole
don't inspire confidence.

mainly cutting up others tailgating/drafting and other such stuff it's
the folks in club top on the whole.

the idea that folks ride better due to being in a club is frankly
wishful thinking it doesn't stand up.


watching when the boot is on the other foot, cyclist buzz pedestrians on
shared paths and so on, the idea being a cyclist makes a better driver
is suspect. bare in mind most people think they are better than average
driver....

Roger Merriman

Roger Merriman wrote:

{ snip retarded trouser cough }

watching when the boot is on the other foot, cyclist buzz pedestrians on
shared paths and so on, the idea being a cyclist makes a better driver is
suspect. bare in mind most people think they are better than average
driver....

Thirty-four pedestrians killed by psychopathic drivers on pavements and
footways... as opposed to 1 killed by a cyclist.

Hello ?
--
john smith |MA (Hons)|MPhil (Hons)|CAPES (mention très bien)|LLB (Hons)
'It never gets any easier. You just get faster'
(Greg LeMond (1961 - ))

On 01/12/2015 11:49, Roger Merriman wrote:
Alycidon wrote:

QUOTE:
"An insurance firm is shaking up the market by offering cyclists discounts
on their car insurance because they are "better car insurance risks
than
the average driver".

Carinsurance4cyclists.com's homepage said: "We think cycling on the road
has made you a better driver."

The firm explained the thinking behind offering cycle club members cheaper
car insurance: "We have been able to demonstrate to motor underwriters
that cyclists, who are part of a club, are better car insurance risks
than the average driver due to their enhanced spatial awareness, road
alertness and healthy lifestyle."

http://www.bikebiz.com/news/read/cyc...surance/018747

there is a irony that, it's for bike club members, who on the whole
don't inspire confidence.

mainly cutting up others tailgating/drafting and other such stuff it's
the folks in club top on the whole.

the idea that folks ride better due to being in a club is frankly
wishful thinking it doesn't stand up.


watching when the boot is on the other foot, cyclist buzz pedestrians on
shared paths and so on, the idea being a cyclist makes a better driver
is suspect. bare in mind most people think they are better than average
driver....


We have been able to demonstrate..... suggests they are talking money.

I suspect most cyclist drivers are more careful of cyclists when
driving. This does not mean they are not selfish, pushy, unpleasant
human beings or that they do not treat pedestrians badly when cycling.
What it may mean is that they are less like to be involved in collisions
with cyclists which cost the insurers money.

Follow the money so to speak.

It could also just be that there is no real risk difference and the
insurance underwriters think it is good PR for little cost.

On Tue, 1 Dec 2015 11:49:57 +0000
(Roger Merriman) wrote:

there is a irony that, it's for bike club members, who on the whole
don't inspire confidence.

mainly cutting up others tailgating/drafting and other such stuff it's
the folks in club top on the whole.

the idea that folks ride better due to being in a club is frankly
wishful thinking it doesn't stand up.

I think maybe they're just used to riding like that with a bunch of
club members, and forget that your regular cyclist is likely to be
uncomfortable riding that close. I was unexpectedly swept up in a
club run a while back while pottering along a country road, and I'm
supposed to be used to that sort of thing - I imagine it would be quite
unnerving for a utility/touring cyclist. As it was I was just annoyed
that they managed to swarm around me before we got to the top of a
steep hill, because they slowed me down on the descent.

On 01/12/2015 11:54, John Smith wrote:
Roger Merriman wrote:

{ snip retarded trouser cough }

watching when the boot is on the other foot, cyclist buzz pedestrians on
shared paths and so on, the idea being a cyclist makes a better driver is
suspect. bare in mind most people think they are better than average
driver....

Thirty-four pedestrians killed by psychopathic drivers on pavements and
footways... as opposed to 1 killed by a cyclist.

Hello ?

244 billion vehicle miles by car, 3.2 billion vehicle miles by push bike.

**** me these cyclists are mass murderers!

--
Dave
Dedicated to finding a cure for cycling.

On Tuesday, 1 December 2015 11:49:59 UTC, Roger Merriman wrote:


the idea that folks ride better due to being in a club is frankly
wishful thinking it doesn't stand up.

QUOTE:
"It has long been known that it is beneficial for drivers to have a broader perspective on how the nation's roads are used and in 2011 on-bike cyclist awareness training was approved as part of an HGV driver's Certificate of Professional Competence (CPC).

Lorry drivers are taken out on bikes, accompanied by cycle trainers and feedback from the drivers themselves has been that the course makes them more aware of vulnerable road users."

See more at: http://road.cc/content/news/172326-i....MkdsWnk3.dpuf

On 01/12/2015 18:32, Cycle-Ops wrote:
On 01/12/2015 11:54, John Smith wrote:
Roger Merriman wrote:

{ snip retarded trouser cough }

watching when the boot is on the other foot, cyclist buzz pedestrians on
shared paths and so on, the idea being a cyclist makes a better
driver is
suspect. bare in mind most people think they are better than average
driver....

Thirty-four pedestrians killed by psychopathic drivers on pavements and
footways... as opposed to 1 killed by a cyclist.

Hello ?

244 billion vehicle miles by car, 3.2 billion vehicle miles by push bike.

**** me these cyclists are mass murderers!


So if cyclists travelled the same distance as cars do, cyclists would
kill 76 people, over twice as many as cars do at present.

On 01/12/2015 20:02, Mrcheerful wrote:
On 01/12/2015 18:32, Cycle-Ops wrote:


So if cyclists travelled the same distance as cars do, cyclists would
kill 76 people, over twice as many as cars do at present.

But they don't.

And anyway shouldn't you be comparing miles travelled on the pavement.