Cyclists waste petrol

On 09/23/2018 09:23 PM, Rod Speed wrote:
Debit cards work fine for that here. No credit rating
needed to get one. No credit rating to get a credit
card here either, just a statement of your income etc.
They do check if you have defaults, but there is no
problem if you don't have any defaults.

They would work here too I guess. My ATM card is technically a debit
card. I used to use it for gas purchases. It worked fine until I got out
of the bank's territory. It took me a while to figure out why the pump
wasn't authorizing. After that I switched to another card that I use
almost exclusively when traveling.

rbowman wrote
Rod Speed wrote

Debit cards work fine for that here. No credit rating
needed to get one. No credit rating to get a credit
card here either, just a statement of your income etc.
They do check if you have defaults, but there is no
problem if you don't have any defaults.

They would work here too I guess.

I know they do. But there is one downside with them there,
you generally don't get any warranty extension with them
there like you do with some credit cards. That isnt true here,
they have the same detail on that as some credit cards here.

My ATM card is technically a debit card. I used to use it for gas
purchases. It worked fine until I got out of the bank's territory.

Doesn't happen with our debit cards which work fine anywhere
a credit card works, even out of the country. In fact they are
better than credit cards which have real downside when you
want to get cash from a checkout instead of using an ATM.

We do also have what you call an ATM card, we call those EFTPOS
cards but they don't get used anything like as much now although
they have just been added to apple pay and google pay now, here.

It took me a while to figure out why the pump wasn't
authorizing. After that I switched to another card that
I use almost exclusively when traveling.

I now use a credit card almost exclusively for everything
except actually getting cash at other than an ATM. I don't
use ATMs much at all anymore except like when I needed
to deposit a big wad of cash when the neighbour's kid
who I used to be the personal banker for showed up with
enough $100 notes to buy an iphone X with and got me
to buy it online for him so he could have it with him when
he went to visit his relatives as he usually did most school
holidays, in the state capital. The ATMs here allow you
to stuff a great wad of notes into the machine and it will
count them and put them in your bank account. Much
more convenient than going into the physical bank now.

On Mon, 24 Sep 2018 14:54:40 +0100, rbowman wrote:

On 09/23/2018 09:23 PM, Rod Speed wrote:
Debit cards work fine for that here. No credit rating
needed to get one. No credit rating to get a credit
card here either, just a statement of your income etc.
They do check if you have defaults, but there is no
problem if you don't have any defaults.

They would work here too I guess. My ATM card is technically a debit
card. I used to use it for gas purchases. It worked fine until I got out
of the bank's territory. It took me a while to figure out why the pump
wasn't authorizing. After that I switched to another card that I use
almost exclusively when traveling.

Decades ago we had a problem with Access (now Mastercard) and Visa credit cards, some worked in some places, some in others. Now everything works everywhere. Cash cards were the same, two concurrent incompatible systems, but now work together.

I simply have one card. It's a cash card and a debit card in one. I can use it to withdraw cash at any ATM anywhere in the world, make an online payment anywhere in the world, and buy from a shop or gas station anywhere in the world. It's got a Visa logo on it.

On Mon, 24 Sep 2018 11:51:52 +0100, devnull wrote:

On 09/23/2018 05:52 PM, Jimmy Wilkinson Knife wrote:
50% of most people's outgoings are their mortgage. Land is too damn
expensive, because we're vastly overpopulated. We're not actually
buying anything real, just the right to use a bit of land.

.

Property taxes are collected from working taxpayer citizens so the
democrats can give it to their lazy constituents.

Most of my taxes pay for things I don't use, like schools, libraries, hospitals, etc. All those things should be pay per use.

On Mon, 24 Sep 2018 05:32:31 +0100, Rod Speed wrote:

rbowman wrote
Jimmy Wilkinson Knife wrote
rbowman wrote

Why do you need a credit rating if you buy everything in cash?

Credit cards. Try getting a hotel room,
renting a car, and so forth without one.

Works fine there and here with debit cards.

I only changed to using a credit card for all but backup
for when I hadn't managed to ensure I had enough cash in
the accounts with debit card to pay for some transaction,
because its easier to have the card automatically paid
off in full every month from the account where I keep
the bulk of my cash, where it earns the highest interest.

They are also handy at the gas pump

Debit cards work fine there.

although I did see one yesterday that accepted cash. It
didn't make change though so if you put in $20 and only
could pump in $18.57 worth of gas you had to go inside.

Our pumps allow you to specify how much you
want to pay and deliver that amount of petrol.

I assume you mean when paying by cash. I've never seen a cash pump in the UK. I use a debit card, I put it in first, then it charges me for however much gas I take.

Credit card gas pumps were a great innovation. It used to be if the
gas station closed when the sun went down you were screwed. I've
slept in the car a couple of times waiting for someone to open up.

Yes, but they work just as well with debit cards.

In the UK, they both use Visa/Mastercard. So a debit card will work absolutely anywhere a credit card will. In fact it's better as it doesn't charge the shop so much percentage, so small shops prefer them. Some small shops add a fee if I buy with a credit card.

On Mon, 24 Sep 2018 04:16:14 +0100, rbowman wrote:

On 09/23/2018 03:52 PM, Jimmy Wilkinson Knife wrote:
On Sun, 23 Sep 2018 21:27:35 +0100, rbowman wrote:

On 09/23/2018 01:45 PM, Jimmy Wilkinson Knife wrote:
On Sun, 23 Sep 2018 20:06:46 +0100, rbowman wrote:

On 09/23/2018 09:13 AM, Jimmy Wilkinson Knife wrote:

His kid inherited a taste for Bonnevilles which he couldn't start to
afford. He was always one paycheck away from destitution.

Isn't everyone?


Er, no.

Most are. 5% of the population have 95% of the money, or some figures
close to that.

Many are ****ing idiots that are living beyond their means.

50% of most people's outgoings are their mortgage. Land is too damn
expensive, because we're vastly overpopulated. We're not actually
buying anything real, just the right to use a bit of land.

Did anyone have a gun at their head to force them to buy a house they
can't afford?

Hardly anybody starts out life with enough money to buy a house. Almost everyone has to borrow. I'd never have kids unless I could buy them at least a small house outright.

On Sun, 23 Sep 2018 23:52:22 +0100, soup wrote:

On 16/09/2018 20:17, Rod Speed wrote:

Because even deserts get rain.
https://www.ancient-origins.es/sites...ustralia-1.jpg

Some deserts even get snow.

https://www.universetoday.com/27064/...sert-on-earth/

"a desert is a region that is simply very dry because its receives little to no water"
"deserts are characterized by little to no moisture"
Snow is frozen water. It has loads. So the example in the photo is not a desert.

"Jimmy Wilkinson Knife" wrote in message
news
On Sun, 23 Sep 2018 23:52:22 +0100, soup
wrote:

On 16/09/2018 20:17, Rod Speed wrote:

Because even deserts get rain.
https://www.ancient-origins.es/sites...ustralia-1.jpg

Some deserts even get snow.

https://www.universetoday.com/27064/...sert-on-earth/

"a desert is a region that is simply very dry because its receives little
to no water"

That is a stupid definition, there are in fact none that receive no water at
all.

"deserts are characterized by little to no moisture"
Snow is frozen water. It has loads. So the example in the photo is not a
desert.

You're wrong, as always.

On Mon, 24 Sep 2018 21:51:38 +0100, Rod Speed wrote:



"Jimmy Wilkinson Knife" wrote in message
news
On Sun, 23 Sep 2018 23:52:22 +0100, soup
wrote:

On 16/09/2018 20:17, Rod Speed wrote:

Because even deserts get rain.
https://www.ancient-origins.es/sites...ustralia-1.jpg

Some deserts even get snow.

https://www.universetoday.com/27064/...sert-on-earth/

"a desert is a region that is simply very dry because its receives little
to no water"

That is a stupid definition, there are in fact none that receive no water at
all.

"deserts are characterized by little to no moisture"
Snow is frozen water. It has loads. So the example in the photo is not a
desert.

You're wrong, as always.

A desert is like the Sahara - virtually no rain, **** all grows.

"Jimmy Wilkinson Knife" wrote in message
news
On Mon, 24 Sep 2018 21:51:38 +0100, Rod Speed
wrote:



"Jimmy Wilkinson Knife" wrote in message
news
On Sun, 23 Sep 2018 23:52:22 +0100, soup
wrote:

On 16/09/2018 20:17, Rod Speed wrote:

Because even deserts get rain.
https://www.ancient-origins.es/sites...ustralia-1.jpg

Some deserts even get snow.

https://www.universetoday.com/27064/...sert-on-earth/

"a desert is a region that is simply very dry because its receives
little
to no water"

That is a stupid definition, there are in fact none that receive no water
at
all.

"deserts are characterized by little to no moisture"
Snow is frozen water. It has loads. So the example in the photo is not
a
desert.

You're wrong, as always.

A desert is like the Sahara -

That is just one form of desert.

virtually no rain, **** all grows.

Ditto.