Cyclist nuts BMW and causes £6000 of damage

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of £6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancée and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancée a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was £73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is £2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

On 31/03/2020 17:52, Simon Mason wrote:

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of £6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancée and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancée a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was £73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is £2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

"The cyclist had already left the scene."

JNugent wrote:

On 31/03/2020 17:52, Simon Mason wrote:

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of A?6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancA?e and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancA?e a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was A?73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is A?2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

"The cyclist had already left the scene."

Shouldn't drivers take out a protected no claims option on their motor
insurance to protect themselves from this happening? Then just let
their insurance company deal with it.

In this instance it certainly looks like the cyclist was undoubtedly
at fault. But even if your insurance company can't get any
compensation from the cyclist, you are still covered and your no
claims still intact. It is not likely to happen much, if ever again,
how often do you as a driver collide with a cyclist?

On Tuesday, 31 March 2020 17:52:03 UTC+1, Simon Mason wrote:
Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of £6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancée and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancée a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was £73,000 new..

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is £2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

This is not possible, motorists always drive at a speed that allows them to stop in the distance they can see to be clear. It's in the Highway Code.

On 31/03/2020 17:52, Simon Mason wrote:
Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of £6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancée and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancée a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was £73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is £2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793


now,now - there is no need to be Cheerful!

On 31/03/2020 19:23, Kelly wrote:
JNugent wrote:

On 31/03/2020 17:52, Simon Mason wrote:

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of A?6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancA?e and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancA?e a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was A?73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is A?2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

"The cyclist had already left the scene."

Shouldn't drivers take out a protected no claims option on their motor
insurance to protect themselves from this happening? Then just let
their insurance company deal with it.

I dare say that he has something like that, but you are coming close
there to saying that it's the driver's fault that a cyclist came along
the wrong side of the road and damaged his car?

In this instance it certainly looks like the cyclist was undoubtedly
at fault. But even if your insurance company can't get any
compensation from the cyclist, you are still covered and your no
claims still intact. It is not likely to happen much, if ever again,
how often do you as a driver collide with a cyclist?

A £6,000+ claim on insurance will be reflected in the following year's
premium.

On Tuesday, March 31, 2020 at 7:35:08 PM UTC+1, Mike Collins wrote:

https://www.walesonline.co.uk/news/w...-down-18013793

This is not possible, motorists always drive at a speed that allows them to stop in the distance they can see to be clear. It's in the Highway Code.

Typical BMW driver wasn't even indicating either.

JNugent wrote:

On 31/03/2020 19:23, Kelly wrote:
JNugent wrote:

On 31/03/2020 17:52, Simon Mason wrote:

Ouch all round.
QUOTE:
A cyclist riding down the wrong side of a busy Swansea road hit an oncoming car causing "thousands of pounds" worth of damage.

The incident, which happened on Woodfield Street in Morriston, saw the cyclist hit the BMW car, which was pulling out of a junction, and land on its bonnet.

Jamie Jones, from Clydach, had only got the BMW M4 the month before the incident took place on Saturday, March 21, and said that the damage caused is "in the region of A?6,000".

Mr Jones' partner was driving the car when the collision occurred. The 47-year-old said: "It was my fiancA?e and step-daughter in the car at the time and they were just calling into Morriston for a few things before the lockdown.

"It did give my fiancA?e a bit of a shock. She got really upset with it all and I was absolutely fuming. "His head hit the windscreen and she thought he was going to come through the windscreen. "The mark is still there on the car. "The car has only done 1,100 miles and it was A?73,000 new.

"He's damaged the front bumper and windscreen. He's crushed the bonnet which is made of lightweight panels and a new one is A?2,700." Footage captured by a passenger in another car shows a handful of cyclists travelling along Woodfield Street on the wrong side of the road.

The BMW then pulls out onto Woodfield Street from the junction at Clase Road before stopping just before the cyclist hits the bonnet.

Mr Jones, who owns a car body repair business (How lucky is that? - SM), said that he "dreads to think" what could have happened if an elderly couple had been coming around the corner instead. He added: "Why don't they get out onto a proper track instead of coming down the road like that?

"I dread to think what could have happened if an elderly couple were coming around the corner."

A PCSO was en route to another incident when he was approached by the driver of the blue BMW. The cyclist had already left the scene.

As the PCSO was already committed to an incident the driver was advised to officially report the collision at the police station which was just a short walk from where the incident occurred or by calling 101.

https://www.walesonline.co.uk/news/w...-down-18013793

"The cyclist had already left the scene."

Shouldn't drivers take out a protected no claims option on their motor
insurance to protect themselves from this happening? Then just let
their insurance company deal with it.

I dare say that he has something like that, but you are coming close
there to saying that it's the driver's fault that a cyclist came along
the wrong side of the road and damaged his car?

I was just saying that a driver should do all they can to minimise
their expenses for damage done to their property, even allowing for
damage being done through no fault of their own. I mean for their own
peace of mind.

In this instance it certainly looks like the cyclist was undoubtedly
at fault. But even if your insurance company can't get any
compensation from the cyclist, you are still covered and your no
claims still intact. It is not likely to happen much, if ever again,
how often do you as a driver collide with a cyclist?

A A?6,000+ claim on insurance will be reflected in the following year's
premium.

I see, so it's going to cost the driver even though their no claims
discount remains intact. Not good news then.

On Tuesday, March 31, 2020 at 8:22:31 PM UTC+1, Kelly wrote:

I see, so it's going to cost the driver even though their no claims
discount remains intact. Not good news then.

Whenever a driver gets their car damaged by an uninsured motorist, they can get compensation via the MIB. Uninsured drivers add about £30 to the cost of my car insurance due to a fee payable to the MIB.

https://www.mib.org.uk/making-a-clai...nsured-driver/

On Tuesday, 31 March 2020 20:53:15 UTC+1, Simon Mason wrote:
On Tuesday, March 31, 2020 at 8:22:31 PM UTC+1, Kelly wrote:

I see, so it's going to cost the driver even though their no claims
discount remains intact. Not good news then.

Whenever a driver gets their car damaged by an uninsured motorist, they can get compensation via the MIB. Uninsured drivers add about £30 to the cost of my car insurance due to a fee payable to the MIB.

https://www.mib.org.uk/making-a-clai...nsured-driver/

I think that only applies to those without fully comp. I have no problem with MIB but it should only be used to put a car back into minimum roadworthy condition, not cosmetic damage.