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Child mown down by hi-speed pavement cyclist



 
 
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  #21  
Old July 21st 13, 10:54 PM posted to uk.rec.cycling
thirty-six
external usenet poster
 
Posts: 10,049
Default Child mown down by hi-speed pavement cyclist

On Sunday, 21 July 2013 14:57:54 UTC+1, Bertie Wooster wrote:
On Sun, 21 Jul 2013 14:48:52 +0100, Alexis

wrote:



Mrcheerful wrote:




Guess what? She cleared off quick...




Shameful, the least she could have done was to kiss the child's


bruised right ear better before she left.




=====Quote=====

This week borough transport leader Cllr Tony Page backed the Sowdens

and said the law is clear that it is an offence for anyone over 16 to

cycle on pavements.

=====/Quote=====



Is it legal for anyone under 16 to cycle on Reading pavements?


supposed legal responsibility comes at 14, should you believe the bollox.
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  #22  
Old July 21st 13, 11:29 PM posted to uk.rec.cycling,uk.legal
Judith[_4_]
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Posts: 11,000
Default Child mown down by hi-speed pavement cyclist

On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.



Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.

  #23  
Old July 21st 13, 11:32 PM posted to uk.rec.cycling
Judith[_4_]
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Posts: 11,000
Default Child mown down by hi-speed pavement cyclist

On Sun, 21 Jul 2013 20:55:37 +0000 (UTC), Peter Keller
wrote:

On Sun, 21 Jul 2013 16:44:31 +0100, Judith wrote:

Porky Chapman


Still pining for him my love-lorn mistress?
I am told that Farmer Brown has a horse to give away to a "good" home.



Many thanks for the times 2 reference to Porky Chapman.

  #24  
Old July 22nd 13, 09:05 AM posted to uk.rec.cycling,uk.legal
GB[_5_]
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Posts: 151
Default Child mown down by hi-speed pavement cyclist

On 21/07/2013 23:29, Judith wrote:
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.



Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Which bit is interesting? The bit about insurance companies not being
easy when it comes to claims is hardly news, is it? They'll require the
claimant to make his case out. They may settle before court, but they
won't be an easy touch. They never have been.


  #25  
Old July 22nd 13, 10:02 AM posted to uk.rec.cycling,uk.legal
Judith[_4_]
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Posts: 11,000
Default Child mown down by hi-speed pavement cyclist

On Mon, 22 Jul 2013 09:05:22 +0100, GB wrote:

On 21/07/2013 23:29, Judith wrote:
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.



Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Which bit is interesting?



Sorry - I forgot that some are not bright. Here it is again - just for you:

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Could that perhaps be the bit I found interesting?

  #26  
Old July 22nd 13, 10:28 AM posted to uk.rec.cycling,uk.legal
GB[_5_]
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Posts: 151
Default Child mown down by hi-speed pavement cyclist

On 22/07/2013 10:02, Judith wrote:
On Mon, 22 Jul 2013 09:05:22 +0100, GB wrote:

On 21/07/2013 23:29, Judith wrote:
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.


Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Which bit is interesting?



Sorry - I forgot that some are not bright. Here it is again - just for you:

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Could that perhaps be the bit I found interesting?


Why is that interesting? Before this revelation, what did you expect?
Person says they are hurt, and insurance company immediately admits
liability, maybe?

Now go back and read the bit of my post you snipped. "The bit about
insurance companies not being easy when it comes to claims is hardly
news, is it? They'll require the claimant to make his case out. They may
settle before court, but they won't be an easy touch. They never have
been. "




  #27  
Old July 22nd 13, 12:19 PM posted to uk.rec.cycling,uk.legal
Judith[_4_]
external usenet poster
 
Posts: 11,000
Default Child mown down by hi-speed pavement cyclist

On Mon, 22 Jul 2013 10:28:28 +0100, GB wrote:

On 22/07/2013 10:02, Judith wrote:
On Mon, 22 Jul 2013 09:05:22 +0100, GB wrote:

On 21/07/2013 23:29, Judith wrote:
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.


Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Which bit is interesting?



Sorry - I forgot that some are not bright. Here it is again - just for you:

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Could that perhaps be the bit I found interesting?


Why is that interesting? Before this revelation, what did you expect?
Person says they are hurt, and insurance company immediately admits
liability, maybe?


Oh dear.


Please try harder: what do you think is the significance of the words "court
judgment".

  #28  
Old July 22nd 13, 12:21 PM posted to uk.rec.cycling,uk.legal
Peter Parry
external usenet poster
 
Posts: 1,164
Default Child mown down by hi-speed pavement cyclist

On Sun, 21 Jul 2013 23:29:50 +0100, Judith
wrote:

On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.


Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Home content cover usually includes some degree of personal liability
cover for the occupier. The wording of most policies is something
like

"Legal liability for damages and claimants’ costs and expenses
incurred by the Family in respect of accidents resulting in
Injury to any person or loss of or damage to property"

Motor insurance largely works without court intervention. Claims are
handled directly by insurance companies and they assess them and pay
accordingly. Usually who is to blame isn't a major issue.

Personal Liability insurance protects the insured against civil law
claims that are brought against them on the basis of statutory
liability provisions. They only cover the insured's legal liability
for their negligence so the first thing a claimant must do is
establish that the policy holder was negligent and has legal liability
for the accident. This is often difficult for the claimant to do
unaided. Even the insured can spoil a claimants case for example by
admitting at the time that the accident was their fault they may
invalidate their own cover leaving the claimant to try to recover
money from the individual.

Insurance companies also deal with relatively few such claims and are
well aware that a simple way of both discouraging them and avoiding
paying is to automatically deny the claim and require the claimant to
establish liability in court before they pay. This can be an
expensive and intimidating process for the claimant even if the
insurer gives way at the court door.

There really is no comparison between using the relatively simple
motor claims system and trying to pursue a case for personal
liability.



  #29  
Old July 22nd 13, 12:34 PM posted to uk.rec.cycling,uk.legal
R. Mark Clayton
external usenet poster
 
Posts: 73
Default Child mown down by hi-speed pavement cyclist


"Judith" wrote in message
news
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.



Interesting comment there. Many people have previously claimed that
cyclists
are covered by their house contents insurance (hence the "he'll claim off
his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a
court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you
say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


It is not strictly true, but even motor insurers (especially Lloyds
underwriting syndicates) will often just deny liability or refuse to respond
to third party claims until you sue either them or the insured.


  #30  
Old July 22nd 13, 01:44 PM posted to uk.rec.cycling,uk.legal
GB[_5_]
external usenet poster
 
Posts: 151
Default Child mown down by hi-speed pavement cyclist

On 22/07/2013 12:19, Judith wrote:
On Mon, 22 Jul 2013 10:28:28 +0100, GB wrote:

On 22/07/2013 10:02, Judith wrote:
On Mon, 22 Jul 2013 09:05:22 +0100, GB wrote:

On 21/07/2013 23:29, Judith wrote:
On Sun, 21 Jul 2013 22:43:37 +0100, Peter Parry wrote:

snip

Few are
covered by insurance and even when they are it is often only allied
with house contents cover which won't pay out without the claimant
paying to get a court judgment allocating legal responsibility.


Interesting comment there. Many people have previously claimed that cyclists
are covered by their house contents insurance (hence the "he'll claim off his
fridge freezer insurance" comments).

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Do you have any more info' (or pointer to same) on the matter; if what you say
is true (and I have no reason to disbelieve it) then that is really quite
interesting.


Which bit is interesting?


Sorry - I forgot that some are not bright. Here it is again - just for you:

What you say about the insurance company not paying out unless there is a court
judgment is quite significant and interesting.

Could that perhaps be the bit I found interesting?


Why is that interesting? Before this revelation, what did you expect?
Person says they are hurt, and insurance company immediately admits
liability, maybe?


Oh dear.


Please try harder: what do you think is the significance of the words "court
judgment".


Have it your own way, then. So, based on a chance remark on usenet, do
you really think that *all* insurance companies run *all* these claims
right the way to court and never offer to settle?

Just for the sake of an argument, you are making a clearly daft point.




 




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