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6 foot tall scumbag cyclist hospitalises OAP
There is something very wrong with the mental state of these dangerous
cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ |
#2
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6 foot tall scumbag cyclist hospitalises OAP
On 01/04/2019 18:00, MrCheerful wrote:
There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. |
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6 foot tall scumbag cyclist hospitalises OAP
On 01/04/2019 21:02, TMS320 wrote:
On 01/04/2019 18:00, MrCheerful wrote: There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). You may be right about bicycle insurers (assuming that's the right term for them) refusing to pay out where their "insured" has a mental breakdown. |
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6 foot tall scumbag cyclist hospitalises OAP
On 02/04/2019 01:35, JNugent wrote:
On 01/04/2019 21:02, TMS320 wrote: On 01/04/2019 18:00, MrCheerful wrote: There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). My policy only mentions cars, it does not mention body parts. You may be right about bicycle insurers (assuming that's the right term for them) refusing to pay out where their "insured" has a mental breakdown. "Bicycle insurers" resell from the same companies that wholesale motor insurance. |
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6 foot tall scumbag cyclist hospitalises OAP
On 02/04/2019 09:47, TMS320 wrote:
On 02/04/2019 01:35, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: On 01/04/2019 18:00, MrCheerful wrote: There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). My policy only mentions cars, it does not mention body parts. A common misapprehension. The vehicle is not the thing that is insured. Although we routinely speak in terms of a vehicle being insured, it is actually the driver and/or the owner who is insured, this being clear within the insurer's wording of pilicies, certificates, etc. You may be right about bicycle insurers (assuming that's the right term for them) refusing to pay out where their "insured" has a mental breakdown. "Bicycle insurers" resell from the same companies that wholesale motor insurance. No doubt. The same is almost certainly true of those who provide pet insurance and cover for household and fridge/freezer contents. |
#6
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6 foot tall scumbag cyclist hospitalises OAP
On 02/04/2019 12:29, JNugent wrote:
On 02/04/2019 09:47, TMS320 wrote: On 02/04/2019 01:35, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: On 01/04/2019 18:00, MrCheerful wrote: There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). My policy only mentions cars, it does not mention body parts. A common misapprehension. The vehicle is not the thing that is insured. Although we routinely speak in terms of a vehicle being insured, it is actually the driver and/or the owner who is insured, this being clear within the insurer's wording of pilicies, certificates, etc. That much is known. You're not explaining how it works outside the car. "What is covered - We will cover you for your legal liability to other people arising from an accident which involves *your car* and..." etc. Emphasis is theirs. |
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