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#21
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6 foot tall scumbag cyclist hospitalises OAP
On 04/04/2019 19:54, TMS320 wrote:
On 04/04/2019 17:01, JNugent wrote: On 04/04/2019 09:09, TMS320 wrote: On 04/04/2019 01:01, JNugent wrote: On 03/04/2019 17:51, TMS320 wrote: On 03/04/2019 16:18, JNugent wrote: On 02/04/2019 15:28, TMS320 wrote: On 02/04/2019 12:29, JNugent wrote: On 02/04/2019 09:47, TMS320 wrote: On 02/04/2019 01:35, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: On 01/04/2019 18:00, MrCheerful wrote: There is something very wrong with the mental state of these dangerous cyclists. Bring on the number plates and insurance for cyclists. https://metro.co.uk/2019/04/01/can-h...ement-9079827/ "pushed him into the pavement" reads as though the pensioner was wandering about in the road. As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). My policy only mentions cars, it does not mention body parts. A common misapprehension. The vehicle is not the thing that is insured. Although we routinely speak in terms of a vehicle being insured, it is actually the driver and/or the owner who is insured, this being clear within the insurer's wording of pilicies, certificates, etc. That much is known. You're not explaining how it works outside the car. What do you mean by "outside the car"? What it says. Once you get out of your car you cease to be a driver and become a pedestrian. Your car insurer is no longer interested in your personal behaviour and you would have to go to your house insurer. So what? How does that come into it? How and why is it an issue? And I have to assume that you are using "car" as a synonym for "motor vehicle". "What is covered - We will cover you for your legal liability to other people arising from an accident which involves *your car* and..." etc. Emphasis is theirs. Yes... but so what? The issue - raised by you, one might add - was whether cycle insurance covers a cyclist for his legal liabilities to other people arising from incidents which involve him and his bike. You suggested that it might not. We know, on the other hand, that no such arises with compulsory motor insurance. Oh dear. Then you haven't read (or, more likely, haven't understood) the article. It describes a crash and the rider returning to assault the OAP. There is no suggestion the bicycle was used in the assault, ie, the cyclist had turned into a pedestrian. No-one can insure themselves against criminal sanctions. Who envisaged or suggested that it is possible? YOU DID! That is a lie. I did the exact opposite. Ah, the messsage has finally sunk in but you don't want to admit it. Not for the first time, you have confused yourself into thinking that two separate things are the same thing. Nothing else would explain your diversion into what is or isn't insured once an individual is no longer acting as a driver (or cyclist) and trying to compare one sort of insurance with another. Just for clarity's sake: civil liability (which is what is insured against) is not the same thing as criminal liability or the sanctions which might be applied because of it. You can't insure against the imposition of judicial punishment for an offence and it would be an offence, at least potentially, for a non-driver or non-cyclist to cause damage or injury whilst "on foot". Why you ever raised that as an issue ("You're not explaining how it works outside the car") is a mystery. |
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#22
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6 foot tall scumbag cyclist hospitalises OAP
On 05/04/2019 01:09, JNugent wrote:
On 04/04/2019 19:54, TMS320 wrote: On 04/04/2019 17:01, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. On 02/04/2019 01:35, JNugent wrote: Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). On 04/04/2019 01:01, JNugent wrote: No-one can insure themselves against criminal sanctions. Who envisaged or suggested that it is possible? YOU DID! That is a lie. As too often, you cannot remember who wrote what. |
#23
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6 foot tall scumbag cyclist hospitalises OAP
On 05/04/2019 08:12, TMS320 wrote:
On 05/04/2019 01:09, JNugent wrote: On 04/04/2019 19:54, TMS320 wrote: On 04/04/2019 17:01, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. On 02/04/2019 01:35, JNugent wrote: Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). On 04/04/2019 01:01, JNugent wrote: No-one can insure themselves against criminal sanctions. Who envisaged or suggested that it is possible? YOU DID! That is a lie. As too often, you cannot remember who wrote what. I did not suggest that civil liability and criminal liability are the same thing, or that insurance can mitigate against criminal sanctionas. That was you, and I pointed out your error. You are lying, again. |
#24
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6 foot tall scumbag cyclist hospitalises OAP
On 05/04/2019 12:15, JNugent wrote:
On 05/04/2019 08:12, TMS320 wrote: On 05/04/2019 01:09, JNugent wrote: On 04/04/2019 19:54, TMS320 wrote: On 04/04/2019 17:01, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. On 02/04/2019 01:35, JNugent wrote: Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). On 04/04/2019 01:01, JNugent wrote: No-one can insure themselves against criminal sanctions. Who envisaged or suggested that it is possible? YOU DID! That is a lie. As too often, you cannot remember who wrote what. I did not suggest that civil liability and criminal liability are the same thing, or that insurance can mitigate against criminal sanctionas. That was you, and I pointed out your error. You are lying, again. You really are a stupid person. |
#25
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6 foot tall scumbag cyclist hospitalises OAP
"TMS320" wrote in message ... On 05/04/2019 12:15, JNugent wrote: On 05/04/2019 08:12, TMS320 wrote: On 05/04/2019 01:09, JNugent wrote: On 04/04/2019 19:54, TMS320 wrote: On 04/04/2019 17:01, JNugent wrote: On 01/04/2019 21:02, TMS320 wrote: As far as I know, my cycle insurance would only pay out if I crash my bicycle into someone or some thing and it is my fault. I doubt it covers me if I have a mental breakdown. On 02/04/2019 01:35, JNugent wrote: Motor insurance would cover a driver or motorcyclist in such circumstances (the law demands that). On 04/04/2019 01:01, JNugent wrote: No-one can insure themselves against criminal sanctions. Who envisaged or suggested that it is possible? YOU DID! That is a lie. As too often, you cannot remember who wrote what. I did not suggest that civil liability and criminal liability are the same thing, or that insurance can mitigate against criminal sanctionas. That was you, and I pointed out your error. You are lying, again. You really are a stupid person. |
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