Favorite biking snacks?

Radey Shouman wrote:
Ralph Barone writes:

Radey Shouman wrote:
John B. writes:

On Wed, 27 May 2020 20:53:35 -0700 (PDT), "
wrote:

On Wednesday, May 27, 2020 at 5:38:47 PM UTC-5, wrote:

Paydays are excellent when you need some fast calories and don't mind
chewing a bit.

Unlike Jay I still have all of my teeth.


And why do you think Jay doesn't have a full complement of teeth? He
is an attorney. So I am guessing he makes at least the median US
income. So he should be able to afford a dental insurance plan. He
is an independent attorney, not employed by a firm. So he does have
to purchase his own plan. But I assume there are insurance plans
available to attorneys offices. So he is probably able to get
dental insurance through work, sort of, if he cannot purchase a
dental plan as an individual.

A serious question here. Can't the average USian afford dental care
without an insurance plan?

Dental insurance is not a panacea, even fairly good ones pay a small
fraction of major dental expenses. In my experience many USians can't
afford much dental care at all.


Of course, by definition, your average insurance premiums will exceed your
average claim costs, so if you can’t afford basic dental care without
insurance, you probably can’t afford it with insurance (unless somebody
else is subsidizing your premiums).

My experience with employer-paid dental insurance was that it paid for
routine cleaning, exams, and so forth, but paid little on expensive
procedures. Seems backwards from what insurance should be.


Agreed. Perhaps that’s the difference between a “dental care package� and
“dental insurance�.