Low gear makes you crash into a car?

On Nov 6, 4:05*pm, "Lieutenant Scott" wrote:
On Fri, 04 Nov 2011 16:19:38 -0000, Simon Mason wrote:
On Nov 4, 4:17 pm, Simon Weaseltemper
wrote:
On 04/11/2011 15:52, Lieutenant Scott wrote:

I've never known anyone to have insurance cover on a bicycle.

Many of them will have some cover and not realise it.

--
Simon
For personal replies, please use my reply-to address.

I just keep all of mine indoors and never leave them out of sight
except when at work.

You keep your bicycles indoors? *What a waste of a bicycle.


Four are kept indoors - the fifth, depending on the time of the year,
is used for commuting/leisure.

--
Simon Mason

On Fri, 04 Nov 2011 17:40:12 -0000, Dave - Cyclists VOR wrote:

On 03/11/2011 10:27, Simon Weaseltemper wrote:
On 03/11/2011 02:12, Lieutenant Scott wrote:
On Wed, 02 Nov 2011 22:27:45 -0000, Judith
wrote:

On Wed, 02 Nov 2011 13:11:39 +0000, JNugent
wrote:

On 02/11/2011 11:01, Mrcheerful wrote:

snip

Dunno.

QUOTE:
A retail giant has apologised after a cyclist careered into a car
after a
botched repair job on her bike.

Halfords worked on Kath Percival’s bicycle on two occasions, but an
investigation found faults in the gear mechanism, which *she*
*claims( led to
her crashing into a car at a roundabout
ENDQUOTE (and my emphasis)

One hopes that Halfords have also had the grace to apologise to, and to
compensate, the most undoubtedly innocent of the victims in the
incident: the
owner of the damaged car.


Won't the cyclist's fridge freezer insurance cover that?

What?


The general rule is, that if you are daft enough to feel the need to
insure the contents of your fridge freezer* from catastrophic breakdown,
you would probably have other add-ons to the policy like legal
liabilities covered too.

Its not that at all. When the subject of compulsory insurance for
cyclists comes up, it causes their arses to pucker.

The mere thought of having to put their hand in their pocket & pay for
something terrifies them. Sponging freeloaders to a man.

No. The thought of paying for something ridiculous terrifies them.

--
http://petersparrots.com
http://petersphotos.com

The day Microsoft makes something that doesn't suck is probably the day they start making vacuum cleaners.

On Fri, 04 Nov 2011 20:13:04 -0000, Phil W Lee wrote:

"Lieutenant Scott" considered Fri, 04 Nov 2011 15:47:27
-0000 the perfect time to write:

On Fri, 04 Nov 2011 15:06:02 -0000, Judith wrote:

and approximately one in three possess no buildings cover.

That's a little risky if they can't afford a whole new house.

Not if the house is rented though, as it would be their landlords
responsibility.

Of course, it is rare for any building owned by a building society or
bank to be uninsured by the occupier, as the owner makes it a
condition of their occupancy.

So where did the one in three come from?


--
http://petersparrots.com
http://petersphotos.com

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On 06/11/2011 20:55, Lieutenant Scott wrote:
On Fri, 04 Nov 2011 20:13:04 -0000, Phil W Lee wrote:

"Lieutenant Scott" considered Fri, 04 Nov 2011 15:47:27
-0000 the perfect time to write:

On Fri, 04 Nov 2011 15:06:02 -0000, Judith wrote:

and approximately one in three possess no buildings cover.

That's a little risky if they can't afford a whole new house.

Not if the house is rented though, as it would be their landlords
responsibility.

Of course, it is rare for any building owned by a building society or
bank to be uninsured by the occupier, as the owner makes it a
condition of their occupancy.

So where did the one in three come from?

As someone else said, it seems unlikely that as many as one in three UK
dwellings has no building cover. Nut then, there's always the issue of social
housing. There's no real point in councils or housing associations paying for
building insurance, as they can probably cover the cost of repairs and
rebuilding in the case of such severe damage as to warrant an insurance claim.

They probably don't account for as many as 1 in 3 dwellings across the UK,
but taken together with owner-occupiers who don't bother with the insurance,
it's possible that about 1 in 3 is reached or approached.

Not that this is the issue in a cycling context. It would be contents
insurance which would allegedly cover liabilities for injuries, fatality or
property damage caused by a cyclist. And whatever the numbers involved in
lack of building insurance coverage, they will probably easily equate to 1 in
3 for lack of contents insurance because they will comprise a significant
proportion of rented accommodation and some owner-occupied property.

On Fri, 04 Nov 2011 17:42:51 +0000, Dave - Cyclists VOR
wrote:

On 03/11/2011 17:25, Simon Mason wrote:

Besides which, Hull was so devastated by the floods that year that the
insurance claim would be at the end of a *very* long queue.

How could you devastate somewhere like Hull?

Move it 168 miles south

--

On Sun, 06 Nov 2011 21:37:52 +0000, The Other Mike
wrote:

On Fri, 04 Nov 2011 17:42:51 +0000, Dave - Cyclists VOR
wrote:

On 03/11/2011 17:25, Simon Mason wrote:

Besides which, Hull was so devastated by the floods that year that the
insurance claim would be at the end of a *very* long queue.

How could you devastate somewhere like Hull?

Move it 168 miles south

Hah! You can read that in so many ways, all funny!

Guy
--
Guy Chapman, http://www.chapmancentral.co.uk
The usenet price promise: all opinions are guaranteed
to be worth at least what you paid for them.

The Other Mike wrote:
On Fri, 04 Nov 2011 17:42:51 +0000, Dave - Cyclists VOR
wrote:

On 03/11/2011 17:25, Simon Mason wrote:

Besides which, Hull was so devastated by the floods that year that
the insurance claim would be at the end of a *very* long queue.

How could you devastate somewhere like Hull?

Move it 168 miles south

or 30 miles east

On Nov 7, 6:58*am, Phil W Lee wrote:
"Lieutenant Scott" considered Sun, 06 Nov 2011 20:55:07
-0000 the perfect time to write:





On Fri, 04 Nov 2011 20:13:04 -0000, Phil W Lee wrote:

"Lieutenant Scott" considered Fri, 04 Nov 2011 15:47:27
-0000 the perfect time to write:

On Fri, 04 Nov 2011 15:06:02 -0000, Judith wrote:

and approximately one in three possess no buildings cover.

That's a little risky if they can't afford a whole new house.

Not if the house is rented though, as it would be their landlords
responsibility.

Of course, it is rare for any building owned by a building society or
bank to be uninsured by the occupier, as the owner makes it a
condition of their occupancy.

So where did the one in three come from?

Tennants.- Hide quoted text -

- Show quoted text -

Super strength beer you mean?

--
Simon Mason

On Sun, 06 Nov 2011 16:40:46 -0000, Judith wrote:

On Sun, 06 Nov 2011 16:06:23 -0000, "Lieutenant Scott" wrote:

On Fri, 04 Nov 2011 16:22:42 -0000, Judith wrote:

On Fri, 04 Nov 2011 16:17:45 +0000, Simon Weaseltemper
wrote:

On 04/11/2011 15:52, Lieutenant Scott wrote:

I've never known anyone to have insurance cover on a bicycle.


Many of them will have some cover and not realise it.


Indeed - they are often not very bright.

Or not the kind of sad losers like yourself that actually read 50 page legal documents.


What 50 page legal document which I have read?

Insurance cover.


--
http://petersparrots.com
http://petersphotos.com

"The knack to flying is learning how to throw yourself at the ground and miss."

On Sun, 06 Nov 2011 16:43:03 -0000, Judith wrote:

On Sun, 06 Nov 2011 16:05:56 -0000, "Lieutenant Scott" wrote:

On Fri, 04 Nov 2011 16:17:45 -0000, Simon Weaseltemper wrote:

On 04/11/2011 15:52, Lieutenant Scott wrote:

I've never known anyone to have insurance cover on a bicycle.


Many of them will have some cover and not realise it.

I obviously (to anyone with half a brain) ............


yep - that's Weaselwords - no doubt about it.

Are you calling me a weasel or Mr Temper?

--
http://petersparrots.com
http://petersphotos.com

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